How much did you spend last Christmas?

Our Christmas Club Account is a savings account designed to help you save for your Christmas and holiday expenses. It has limited access options to encourage you to keep your money in the account.

Features and Benefits

	•	No monthly account keeping fees
	•	Have your pay deposited in to your account, or split your pay between accounts
	•	Pays a higher rate of interest
	•	TEXT ME! (SMS Banking)

It's a good idea to work out what last Christmas cost you first - then you can plan how much you need to save. Why not visit our Christmas Budget Calculator. Then all you need to do is ask us to set up a regular deduction for you.

Start saving now and you'll have a healthy sum (plus additional interest) - waiting for you - just when you need it the most!

If you would like more information or wish to open a Christmas Club Account, email us now, call us on 13 25 85 or visit a Personal Financial Centre.

Full terms, conditions, fees and charges are available in our Product Guide and Fees and Charges booklets.  These booklets are available upon request, can be downloaded from our website, and will be provided at the time of acquiring the product.  Before acquiring the product you should consider if this product is appropriate for you.